| SR. NO. | CONTENTS | PAGE NO. | 
|  | EMPLOYEE’S PERSPECTIVE TOWARDS ORGANIZATION CULTURE IN AUTOMOBILE INDUSTRIES IN CHENNAIDR.MU.SUBRAHMANIAN,P.RENGANATHAN
 | 1-16 | 
|  | ISSUES AND CHALLENGES IN FAMILY BUSINESS MANAGEMENT IN KASHMIR (A CASE STUDY OF KASHMIR HANDICRAFT INDUSTRY)SHOWKET MOHD MIR
 | 17-27 | 
|  | MODEL OF FINANCING DECISIONS: EXPERIENCES FROM THE INDIAN FIRMSGURNAM SINGH RASOOLPUR
 | 28-45 | 
|  | IMPACT OF MGNREGA ON SCHEDULED CASTES EMPLOYMENT GENERATION:A CASE STUDY OF JAMMU DIVISION (J&K)DR. VIRENDER KOUNDAL
 | 46-53 | 
|  | THE IMPLEMENTATION OF MARKETING STRATEGIES OF INDUSTRIAL BUYERS TOWARD THEIR STRATEGIC SUPPLIERS IN CONDITIONS OF RELATIONAL EXCHANGES – CASE OF SLOVENIAPROF. MATJAŽ IRŠI?
 | 54-73 | 
|  | A STUDY OF SECONDARY SCHOOL STUDENTS’ ATTITUDE TOWARDS MATHEMATICS IN RELATION TO GENDER, LOCALE AND TYPE OF SCHOOLDR. AJAY KUMAR ATTRI , NEELAMA DEVI
 | 74-80 | 
|  | REFLECTIONS ON FDI IN MULTI-BRAND RETAIL INDUSTRY IN INDIA: ISSUES AHEADGUNJAN KULSHRESTHA, UTKAL KHANDELWAL, KUSHAGRA KULSHRESTHA
 | 81-87 | 
|  | NEW HORIZONS OF INDIAN BANKING IN THE GLOBAL ERADR. SARITA BAHL
 | 88-101 | 
|  | DETERMINANTS OF ECONOMIC GROWTH IN PAKISTANABDULLAH AYAZ
 | 102-120 | 
|  | FOREIGN DIRECT INVESTMENT IN INDIAN RETAIL SECTORAN EMPERICAL STUDYDR.T.C. CHANDRASHEKAR
 | 121-139 | 
|  | CONTEMPORARY MARKETING: A NICHE FOR INDIAN MARKETMR. SANDIPAN DEB, MR. TILAKDEB MUKHERJEE
 | 140-147 | 
|  | A STUDY OF PERFORMANCE ANALYSIS OF EQUITY FUNDS WITH RESPECT TO DIFFERENT STYLES USED BY FUND MANAGERS (1999-2009)PROF CHANDRIMA DAS
 | 148-166 | 
|  | A STUDY OF IMPULSE BUYING BEHAVIOR  OF PRIVATE LABELS IN ORGANIZED RETAIL IN NOIDAARUN KUMAR SINGH,PROF. VINAY  JHA
 | 167-175 | 
|  |  |  | 
|  | CHALLENGES IN FUNCTIONAL SYNERGY IN BANKASSURANCEDR. GIRIDHAR K.V.
 | 176-186 | 
|  | AN EMPIRICAL EVALUATION ON THE IMPACT OF ADVERTISING APPEALS TOWARDS PURCHASE INTENTION AMONG TELEVISION VIEWERS IN SALEM CITYD. GANESAN,DR .M.G.SARAVANARAJ
 | 187-196 | 
|  | HOUSEHOLDS’ BEHAVIOURAL APPROACH TOWARDS HEALTH INSURANCES.S. SUGANTHY, DR. L.P. RAMALINGAM
 | 197-212 | 
|  | A STUDY ON NEW DEVELOPMENTS IN INDIAN INSURANCE SECTORSRINIVASA RAO. MUDIGONDA
 | 213-218 | 
|  | EMERGING TRENDS IN BANKING – CHALLENGES AND OPPORTUNITIESK. PHANINDRA KUMAR, K. SWATHI
 | 219-223 | 
|  |  A STUDY ON TRENDS IN FINANCIAL DERIVATIVES IN INDIA WITH REFERENCE TO INDIA INFOLINE LTDG.L.MEENA,DR.G.MALYADRI | 224-234 | 
|  | MANAGERIAL STYLES: WITH SPECIAL REFERENCE TO HCL BPO AT TEAM LEADER LEVELPUNEET MOHAN,DR. PARUL MALIK,DR. NAMITA SRIVASTAVA
 | 235-244 | 
|  | AN OVERVIEW OF FACTORING SERVICES IN INDIAB.RAMESH
 | 245—256 | 
|  | FOREIGN DIRECT INVESTMENT IN MULTI-BRAND RETAIL OPPORTUNITIES, CHALLENGES AND THREATSR.RAMESH
 | 257-265 | 
|  | ENTREPRENEURSHIP IN MICRO-ENTERPRISES: A CASE STUDY OF HYDERABAD DISTRICT IN ANDHRA PRADESH (INDIA)ANAND CHAKRAVARTHI
 | 266-273 | 
|  | ROLE OF INSURANCE BUSINESS IN FINANCIAL SECTORANUBHUTI MODGIL
 | 274-279 | 
|  | THE CONCEPTUAL STRATEGIES OF EMPLOYEE RETENTIONN. SUNEETHA
 | 280-285 | 
|  | INDIA NEEDS EDUCATION SYSTEM BASED ON MOTHER TONGUEDR.DEVIDAS.S.PRABHU
 | 286-307 | 
|  | CUSTOMER PERCEPTION TOWARDS HOME LOANSINDUSTRY IN INDIA –A STUDYOF HDFC BANK LTD
 SHAMS TABREZ
 | 308-317 | 
|  | CONSUMER BEHAVIOUR OF CREDIT CARD USERS: A STUDY WITH REFERENCE TO DAKSHINA KANNADA DISTRICTKUSHALAPPA. S, DR. P. PAKKEERAPPA
 | 318-326 | 
|  | A STUDY ON ORGANIZATIONAL DEVELOPMENT INTERVENTIONSDR.K.BALANAGA GURUNATHAN, MS. V.VIJAYALAKSHMI
 | 327-336 | 
|  | ANALYSIS OF CUSTOMERS BEHAVIOR TOWARDS THE TELECOM SERVICES IN HIMACHAL PRADESHVIJAY KUMAR SHARMA,  ANUJ KUMAR
 | 337-360 | 
|  | SUSTAINABLE LIVING FOR A HEALTHIER PRESENT AND FUTURE (A CASE STUDY OF HINDUSTAN UNILEVER LIMITED)DR. VINOD N SAMBRANI, CHIDANAND G BYAHATTI
 | 361-369 | 
|  | RECESSION IN REALTYSHELKA DHANDA
 | 370-378 | 
|  | E-BANKING PRACTICES AND CUSTOMER SATISFACTIONS. RADHIKA
 | 379-383 |