| SR. NO. | CONTENTS | PAGE NO. | 
| 1 | A STUDY ON THE CHILDREN’S INFLUENCE IN BUYING TOILETRIES WITH RESPECT TO THOOTHUKUDI DISTRICTMRS. S.JEBASEELI NOVALEENA, DR.A.RANGAWSAMY
 | 1-14 | 
| 2  | PREVALENCE OF ANEMIA IN COLLEGE GOING YOUTHS IN RURAL BLOCKS OF A DIST.OF NORTHERN INDIA RAMESH VERMA,VINAYGOVILLA, KULDEEP,SURESH KANTA,MEENAKSHIKHARB,RAJ KUMAR
 | 15-22 | 
| 3  | A STUDY OF NON-PERFORMING ASSETS OF SBI AND ITS ASSOCIATESDR. S.YADAV, DEEPENDRA SHARMA
 | 23-33 | 
| 4  | RELATIONSHIP BETWEEN ORGANISATIONAL CULTURE AND EMPLOYEE ENGAGEMENT: A STUDYDR. SUSAN ABRAHAM
 | 34-44 | 
| 5  | PRIVATIZATION OF HEALTHCARE INDUSTRY IN INDIA: PROSPECTS & PROBLEMSMARIMUTHU, K.N,SYED AZHAR
 | 45-53 | 
| 6  | FINANCIAL PERFORMANCE IN ENGINEERING INDUSTRY(A CASE STUDY OF SEIMENS LIMITED)DR. ASHA SHARMA
 | 54-68 | 
| 7  | EFFECTIVE SERVICES IS A MAGIC WAND TO TRANSFORM BUSINESS VOLATILITY INTO A KNOCKING OPPORTUNITY  DR M.A.LAHORI
 | 69-76 | 
| 8  | THE HEDGING SCENARIO IN MICRO SMALL AND MEDIUM ENTERPRISES (MSMES) (WITH RESPECT TO THE CHANGE IN RBI GUIDELINES AS ON 15 DECEMBER 2011)DR. LAILA MEMDANI, KARTHIK ATHELLI
 | 77-85 | 
| 9  | MUTUAL FUNDS VIS-À-VIS ULIPS: AN EVALUATIONK. RAJ KUMAR
 | 86-97 | 
| 10  | E-TOURISM ICT INTEROPERABILITY IN THE TOURISM SECTORDR DHARUV PAL SINGH
 | 98-112 | 
| 11  | THE MOST EXOTIC FACET OF GIFTED CHILDRENDR.K.KAMALAMANI, S.MOHANESWARI
 | 113-127 | 
| 12  | AN EMPIRICAL STUDY OF MOTIVATIONAL FACTORS AND LABOUR PRODUCTIVITYKABITA  KUMARI  SAHU
 | 128-139 | 
| 13  | EVALUATION OF FINANCIAL AND OPERATING PERFORMANCE  OF PRIVATIZED FIRMS IN ETHIOPIAMULUKEN ALEMU HAILE
 | 140-152 | 
| 14  | CRITICAL INVESTIGATION OF IN-PLANT LOGISTICS: CASE STUDY AT A COAL WASHERY PLANTMAYANK KUMAR,CHANDRA PRAKASH, RANDHIR KUMAR
 | 153-165 | 
| 15  | TREND AND PATTERN OF NON PERFORMING ASSETS (NPA) IN STATE BANK OF INDIA: 2007 – 2011PARAG SHIL, ANUSUYA DAS
 | 166-185 | 
| 16  | A STUDY ON THE PATTERN OF WORKING OF LICENSED COOLIE PORTERS AT MADURAI RAILWAY JUNCTIONDR. T. RAMASAMY,N.RENUGADEVI
 | 186-202 | 
| 17  | A STUDY ON EMOTIONAL STABILITY AMONG WORKING AND NON-WORKING WOMEN IN COIMBATORE CITYMRS .R. ANITHA
 | 203-221 | 
| 18  | ANALYSIS OF COMPOSITION OF WORKING FUNDS OF RRBS; A COMPARATIVE STUDY OF PRE AND POST AMALGAMATION OF KVGB AND PGBDR N M MAKANDAR
 | 222-242 | 
| 19  | PRACTICAL ENGLISH TEACHINGG. ANBURAJ,W. CHRISTOPHER RAJASEKARAN
 | 243-250 | 
| 20  | CLOUT OF LANGUAGE IN AUGMENTATION OFLEADERSHIP AND MARKETINGMRS. C.GANGALAKSHMI
 | 251-257 | 
| 21  | AMBIT OF CORPORATE GOVERNANCE DR. KRISHNARAO
 | 258-272 | 
| 22  | A STUDY ON FINDING THE PROBABILITY OF DEVELOPING DIABETIC RETINOPATHY AMONG DIABETES UP TO A GIVEN PERIOD OF TIME BY USING COX’S REGRESSION MODELSENTHILVEL,RADHAKRISHNAN, SATHIYAMOORTHI,SUMATHI, JAYANTHI
 | 273-279 | 
| 23  | ETHICAL VALUES IN ADVERTISEMENT AND INDIAN SOCIETYDR. BHURELAL PATIDAR,DR DINESH GUPTA
 | 280-284 | 
| 24  | ROLE OF RURAL CREDIT IN IMPROVING THE PRODUCTIVITY IN INDIAN AGRICULTUREV.VANEENDRA SASTRY
 | 285-293 | 
| 25  | SPATIAL PATTERN OF PERFORMANCE OF THE STUDENTS IN SECONDARY (MADHYAMIK) EXAMINATION IN WEST BENGAL: A GEOGRAPHICAL ANALYSISCHANDRA KAN TA DAS
 | 294-299 | 
| 26  | AN INVESTIGATION INTO THE PROBLEMS OF STUDENTS OF DIFFERENT PROFESSIONAL COURSES IN CONTEXT TO THEIR SEX
 MRS. SHRUTI TIWARI | 300-320 |